Spend less now to save more later!

Life is short--
Is cash the only thing that's standing between your and your dreams? Then look no further than the roof over your head. With a SELCO Combination Line of Credit, you can leverage the hard-earned equity in your home. So go ahead-- build that new addition you've always wanted, or create your dream kitchen. Pay for college tuition, or plan that trip to Europe!

It's the last home equity loan you'll ever need-
With a SELCO Combo LOC, you can lock in your rate on a portion of the loan balance for up to 15 years-- and you can draw against your available credit line again and again without reapplying. The interest payments could be tax-deductible* just like your regular mortgage. Of course you have to be a homeowner and a SELCO member to qualify, but membership is easy!

Not a SELCO member?
Apply online or just swing by and we'll get you set up in no time. It's that easy!

Normal Variable Rates range from 5.25% APR to 14.75% APR.
*SELCO members and qualified members only. Existing SELCO debt not eligible for special offer. Introductory rate of 4.99% APR is based upon your credit qualifications and is not based upon the index and margin used to make later adjustments. Normal Variable Rates are based upon credit qualifications. Maximum 18% APR. Closing costs from 0 to $1235. Prepayment penalties may apply. $45 annual fee. Property insurance required. Consult a tax professional about the tax-deductibility of your home equity loan.