ATM Tips for Traveling Abroad
Withdrawing cash at ATMs while traveling abroad is a safe way to avoid carrying large sums of money and it will help you take advantage of the favorable exchange rates offered by foreign ATMs. You'll find that most cities across the world have ATMs, even in the most remote places. Cash withdrawals are dispensed in local currency, and are debited from your account in your own currency - this eliminates additional currency conversion fees and commissions often assessed by traditional currency exchange bureaus.

Accessing Your Accounts in Other Countries
You'll find that once you make a transaction on an ATM, it will be reflected almost immediately on your account. If use Online Banking while you are away, you'll be able to manage your account with great convenience. You'll find that in just about every city you travel there will be an Internet cafe where you can quickly gain access to your account online and make any adjustments or transfers on the fly! You can also use SELCO's website to apply for emergency funds or for helpful consumer information while on your trip.

Before You Leave

• In preparation for your trip, check out Visa's ATM Locator for Visa ATMs around the world, including destination airports.
  
• If you have an alphabetic PIN, translate the letters into numbers before leaving the country.
  
• Test your PIN before you travel.
• Keep a record of all your card numbers and information, including SELCO phone numbers in case they are lost or stolen.

While You Travel

• Report lost or stolen cards immediately. To Report a Lost/Stolen VISA card: call (541) 686-8000 during business hours (800) 682-6075 after business hours.
• Look for the familiar Visa ATM signs wherever you travel.
• Always have a friend accompany you to the ATM. Thieves have been known to spy on ATM locations frequently.
  
• Check out the Visa ATM at your destination airport and get the cash you need before you enter unfamiliar territory.
  
• All International Visa ATMs feature easy-to-read instructions in both the local language and in English.
  
• Click here for more tips on safe ATM usage
  

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