Your
Credit Report - It's Worth a Look
What Does Your Credit Report Look Like?
BALANCE can help you understand it
Related Links: Learn About
Your Credit Score
Checking
your credit report once a year is a routine part of maintaining
your financial health. BALANCE financial fitness program-a
benefit of membership in SELCO Community Credit Union, offers a credit
report for $14.
.
Make sure your credit is on the right track:
1. Give BALANCE a call at 888-456-2227 or go on-line at www.balancepro.net
to request a copy of your report.
2. Check for errors. Make sure your name, address and credit
history are correct. If the information is not correct, write to the
credit bureau. Include your name, address, phone number and Social
Security number along with detailed information as to why the information
is incorrect.
3. Check for out of date information. Generally, past credit
mishaps will be removed from your report after seven years. Bankruptcies
can stay on a credit report for as long as ten years.
4. Check for omissions. If you are trying to clean up your credit,
omissions of timely payments can prolong the building of a positive
credit report. 
Balance representatives are available:
5 a.m. - 8 p.m. PST* Monday - Thursday
5 a.m. - 5 p.m. PST Friday
8 a.m. - 5 p.m. PST Saturday
*Pacific Standard Time
Click here
to learn more about your Credit Score.
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