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No-Cost Annual Credit Report

Under the FACT Act amendments to the Fair Credit Reporting Act you are entitled to one no-cost credit file disclosure (credit report) from each nationwide credit reporting agency every 12 months through the Central Source.

Request Your No Cost Credit Report

To request this free credit report you
have the following three options:

Request your Credit Report Online

It's quick, easy and secure. If you are eligible for a no-cost credit report, you will be able to view it and print it after your identity is verified. This website allows you to request a no-cost credit report once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

www.annualcreditreport.com
Request your Credit Report by Phone

You will go through a simple verification process over the phone. Your reports will be mailed to you.

1- 877-FACTACT (toll-free)

Request your Credit Report by Mail

Request your credit report by mail by filling out the request form and mailing it to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

Prevent Identity Theft: Monitoring and periodically reviewing your credit report is an effective tool in fighting identity theft.


Free Credit Services

Get a Free Credit Report, Free Credit Monitoring, and
Free Credit Consultation when you sign up for the Identity Protection Package,
an enhancement of your free SELCO Select Checking account.

Helpful Resources


What is a credit file disclosure?

How often can I request a no-cost credit file disclosure through this website?

What is a credit score?

Should I order all three of my no-cost credit reports at one time or space them out over 12 months?
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