At which ATM machines can I use my SELCO ATM Card?
What account transactions can I perform with my SELCO ATM Card?
Are there any fees? | What is my daily withdrawal limit?
Will I be charged for using ATMs? | No-Surcharge ATM locations
What should I do if my card is lost or stolen?

At which ATM machines can I use my SELCO ATM Card?
You can use your ATM card at virtually any ATM machine. You can use your SELCO card at any SELCO, Co-Op Network, or Visa/Plus network ATM worldwide. Some bank ATMs may impose a surcharge--look for Co-Op Network ATMs wherever you travel nationwide. Click here to search for ATMs in your area.

Look for the Co-Op Network logo for participating deposit locations and no-surcharge withdrawals. Use one of the Co-Op ATMs anywhere in Oregon, Washington, and Idaho, and get the same no-surcharge convenience when you're on the road as you do when you're in the Lane County area.

SELCO members also have access to all STAR System Point of Sale (POS) terminals. POS can be found in most grocery stores, convenience stores, gas stations, and many other retail outlets. Did you know: When using your SELCO Debit Card, many POS merchants allow you to ask for "cash back" with your purchase. The total amount will be deducted from your checking account, which means no extra trip to the ATM and no ATM charges!

What account transactions can I perform with my SELCO ATM Card?
You may use your Visa Debit Card or ATM Card in cash machine equipment of SELCO Community Credit Union; in cash machines bearing the Co-Op, Star, Cirrus, or Visa logos; and in other machines or facilities as SELCO may designate. At the present time you may use your card to:

• Withdraw from Membership Shares, checking, or Personal Line-of-Credit.
  
• Inquire about Membership Shares and checking account balances, or about
  Personal Line-of-Credit available.
  
  

Are there any fees?
Each month, you receive no-cost withdrawals or transfers from SELCO and Co-Op ATMs depending on your benefit level in SELCOselect Rewards. SELCO and other Co-Op ATMs do not charge a surcharge. There's also never a charge for deposits or inquiries on any SELCO or Co-Op ATM.

Some non-Co-Op ATMs will assess a surcharge. Save money--use the Co-Op Network. Please refer to the institution whose ATM you used for current fees on ATM transactions.

An annual reissue fee of $12 for the ATM or debit card will be charged in the month of your anniversary date to your checking account or savings account.

Note: these fees may be waived depending on your level in SELCOselect Rewards.

How much cash can I withdraw?
You may withdraw up to $200 per day using the SELCO ATM Card. Funds cannot be withdrawn beyond the available balance. If the Co-Op, Star, or Visa/PLUS networks are off-host, the withdrawal limit is $60 per day for the ATM Card.

Withdrawals and Transfers
No charge for the first three transactions each month. Thereafter, the charge is 75 cents per transaction at any machine. Transaction charges will accumulate and show as a total on your statement. The amount of no-cost ATM withdrawals may be higher depending on your SELCOselect Rewards benefit level.

Balance Inquiries
Inquiries at SELCO and Co-Op Network cash machines are no-cost. The charge will be 35 cents per inquiry beginning with the first inquiry at all non-Co-Op cash machines. Inquiry charges will be posted after each inquiry.

Deposit Transactions
Unlimited, No Charge. Valid only on Co-Op deposit-taking ATMs.

Surcharges
If you use an ATM not owned by the Co-Op or SELCO Community Credit Union, you may incur a surcharge.

Loss or Theft of Card
If your Card or PIN has been lost, stolen, or you believe someone has transferred or may transfer money from your account without permission, contact us immediately.

To Report a Lost/Stolen VISA card during business hours call (541) 686-8000 or toll-free (800) 445-4483. During non-business, weekend, or holiday hours please call 800 682-6075 and when travelling in coutries that do not use 800 numbers please call (206) 352-3482. To contact VISA directly call 800-VISA 911.