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Home Equity Combination Line-of-Credit
Get a credit line of up to 100% of the equity you have in your home and receive a Home Equity Visa Gold Card and/or checks to access your money when you need it. Whether you want to make home improvements, pay for major purchases or consolidate your debt, get the funds you need at a lower interest rate than most other loans or credit cards.

  • Get a great introductory low rate
  • Borrow as much or as little as you need
  • Access your money with a convenient Home Equity Visa Gold Card
  • Enjoy possible tax deductions

Use your home equity to:

  • Remodel or repair your home
  • Consolidate debt
  • Buy a new car or truck
  • Pay for educational expenses

SPECIAL OFFER
For a limited time only, SELCO is offering a six month introductory rate as low as 5.99% APR on the Home Equity Combination Line-of-Credit. The normal variable rate is currently 8.25% APR.

In addition, SELCO will pay all third-part costs excluding title policy and/or appraisal if required. No loan fee.

Your monthly payment will be interest only, 1% to 1.5% of your outstanding balance. With a Line of Credit you'll receive a Home Equity Visa Gold Card and checks to access your money when you need it. Remember — interest on your Home Equity Line of Credit may also be tax deductible. Check with your tax advisor.

Apply Now

 

Disclosures: Home Equity Line-of-Credit Disclosure

*Closing cost estimate up to $1,235. Reconveyance fee: $65. Annual Fee for Combination LOC: $45. Prepayment penalties: $500 if loan closed within the first 24 months of loan/line opening. Other non-SELCO third-party fees may apply. Home insurance required. Maximum APR is 18% with a 5 to 15 year repayment. APR and minimum payment percent are determined by your credit qualifications.

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