Savings Accounts
Find the Savings Account That's Right For You

There's no shortage of savings opportunities at SELCO. Our savings accounts are federally insured up to $100,000 by the National Credit Union Administration. As a not-for-profit credit union, SELCO generally returns higher dividends to its members than for-profit institutions such as banks. You'll always have free 24-hour access to any savings, checking, or deposit account with Online Banking , Phone Banking and through our network of no-surcharge ATMs. And with our Rewards Program, you can receive benefits such as free checking, free SELCO basic checks, free ATM withdrawals, overdraft protection, and waived annual fees on ATM and Debit cards. To learn more about how you can enhance your account, click here.

Membership Savings	Dual Membership Savings
Membership Share Savings (Individual member savings account) This account qualifies one member for credit union privileges. Earns daily dividends on entire balance when balance reaches $500.	Dual Membership Savings (Dual member savings account) This account qualifies two members for credit union privileges. Both account holders are members in their own right.
Business Savings	Health Savings
Our savings accounts offer low fees and competitive yields, typically higher than those at other financial institutions. All deposit accounts are federally insured and offer competitive rates. Business Savings Account Business Money Market Account Business Money Max Account	Health Savings Accounts (HSA) A Health Savings Account is an alternative to traditional health insurance; it is a savings product that offers a different way for consumers to pay for their health care. HSAs enable you to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis.
Coindexter Club	Score! Teen accounts.
Coindexter Club (children ages 0-12) Introduce the value of saving in a fun way to toddlers and children.	Score! (young adults ages 13-18) Includes the option for Checking and the option to take out loans.

Have Larger amounts? SELCO's Money Markets and Investor Accounts can help!
Earn earn higher dividends with our Money Market, Investor Accounts and Investor Plus Accounts. You can get started with as little as $1000 and you still have access to your money unlike certificates that tie up your money for extended periods of time. Learn more about Money Markets and Investor Accounts.

See All Rates | Savings Rates | CD Rates | IRA CD Rates | Account Fees

To Open a Savings Account ... Visit your local SELCO Branch or call 800-445-4483.