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IRA Accounts (Individual Retirement Account)
IRA Accounts are insured up to $250,000 by the NCUA.

SELCO offers two high-dividend tax-sheltered retirement accounts, Individual Retirement Accounts (IRA) and Simplified Employee Pension Fund (SEP).

Individual Retirement Accounts (IRAs) are great tax-favored ways to save for retirement. With a Roth IRA, earnings grow tax free and are also tax free when you make qualified withdrawals. With a traditional IRA, your earnings grow tax deferred, so you won’t owe income taxes until you make withdrawals. And if you’re eligible, your contributions are tax deductible.

How do you decide which type of IRA is right for you? It depends on what type of contribution you’re eligible for and your specific financial situation. Our IRA Calculators will help you determine which IRA you’re eligible for and then help you evaluate which type is best for you. And our articles in our IRA Center™ will teach you what you need to know about IRA tax advantages, contribution limits, and withdrawal rules.

Through the IRA Center™ and in the comfort and privacy of your own hime, you can open your Individual Retirement Account (IRA), manage it, and connect with IRA Specialists - all through online communications. IRA Center™ has educational articles on IRAs and retirement planning, planning tools, risk analyzers, investment options and forms you need to complete your transactions.

Visit the IRA Center™
IRA Center™
The IRA Center™ has the tools and information you need to help you make smart decisions about IRAs and your retirement.
- Learn about Roth IRAs
- Learn about ESAs
- Learn about HSAs
- Learn about IRA Rollovers
- Learn about saving for retirement
- Learn about tax-favored ways to save for college
- Risk Assessment
- Investment Options
- Contact Us
- Roth Conversions
- Open, contribute or withdraw from your IRA now
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IRA Calculators
Which IRA is best for me?
- Retirement Calculators
- IRA Calculators
- College Savings Calculator
- HSA Calculator
Health Savings Accounts
To open any savings, checking, or deposit account, please call SELCO at
686-8000
or toll-free at (800)445-4483
 


Use these instant options to access your accounts from anywhere:
Online Banking I Phone Banking

Current Rates I Financial Calculators

 
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