Internet Only Auto Loan:

Legacy Rates:

Products listed below are no longer available and are for information only.

Tier Amounts Dividend Rate Annual Percentage Yield Minimum Opening Balance Monthly Service Charge Self-Service Account Free VISA Checkcard for qualifying members. Free unlimited use of SELCO and Co-Op Network ATMs. First 50 checks free (SELCO standard design). (This product is no longer offered, as of May 1, 2006) Low-Cost Checking $4 Unlimited check writing. No minimum balances. First box of standard SELCO checks free. ATM/Cash Card or Visa Debit Card w/ $12 annual fee for qualified members. (This product is no longer offered, as of May 1, 2006) Interest-Bearing Checking $5 per month Earn interest on your entire balance for a low monthly fee. (This product is no longer offered, as of May 1, 2006) 0.25% 0.25% Investor's Checking $5,000 $8 per month if balance falls below $5,000. Must be opened in combination with the Investor Account Plus money market account.Receive all your SELCO checking benefits for free, including free checks, free traveler's checks, free Phone Branch inquiries, and unlimited ATM access, plus a better dividend rate than other checking accounts. (This product is no longer offered, as of May 1, 2006) 0.45% 0.45%

TRUTH-IN-SAVINGS DISCLOSURE
Except as specifically described, the following disclosures apply to all of the accounts.

1. Rate Information. The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the Dividend Rate and frequency of compounding for an annual period. For all dividend bearing accounts the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors.  The Dividend Rate and Annual Percentage Yield applicable to the account will be based on a balance rate set forth above. Once a balance range is met, the Dividend Rate for that balance will apply to the entire balance.
2. Nature of Dividends. Dividends are paid from current income and available earnings after required transfers to reserves at the end of a dividend period. The Dividend Rate and Annual Percentage Yield shown above are the prospective rates the Credit Union anticipates paying for the dividend period.
3. Compounding and Crediting. For dividend bearing accounts, dividends will be compounded and credited monthly. The Dividend Period begins on the first calendar day of the month and ends on the last calendar day of the month.
4. Accrual of Dividends. Dividends will begin to accrue on cash and noncash (e.g. checks) deposits on the business day you make the deposit to your account.
5. Balance Information. The minimum balance required to open each account is set forth above. The minimum required balance to avoid a service fee or obtain the stated Annual Percentage Yield is set forth above. On any day the minimum balance is not met, dividends will not be paid or a monthly service fee will be imposed, as applicable. Dividends are calculated by the daily balance method which applies a daily periodic rate to the principal in the account each day.

The rates appearing in this Schedule are accurate and effective for Savings and Checking Accounts as of the date above. If you have any questions or require current rate information on your accounts, please call the Credit Union.