|
 Auto, Homeowners, and Marine Insurance
SELCO Insurance Services is an independent multi-line agency. Insurance may be provided for autos, homes, renters, tenant occupied dwellings, boats, RVs, motorcycles, and more. For new policies, contact Dawn Balzano, Alicia Rosen or Sean Cohen at 744-7550, or request a no-cost rate quote online.
Business and Commercial Insurance
SELCO Insurance Services offers commercial insurance policies to business owners. Commercial package policies, Umbrella or Excess Liability Policies, Directors and Officers, Errors and Omissions, Workers Compensation and Builders' Risk are just some of the types of Commercial Insurance available. Contact Linda Bergman for more information.
Health Insurance
SELCO Insurance Services offers two types of health insurance: Medicare supplements and individual policies. For further information or an appointment, members should call Kathleen Riness at 744-7550, or request a no-cost rate quote online.
Life Insurance
Individual-term or whole-life insurance may also be purchased by calling 744-7550, or request a no-cost rate quote online. Mortgage Insurance is also available at competitive rates.
Credit Union Group Insurance Products
AD&D: The company offering this product is Benefit Consultants, Inc. All SELCO members over the age of 18 are eligible to receive $1,500 of no-cost Accidental Death and Disability Insurance. This is not automatic; the member must fill out an application, sign it and list a beneficiary. In addition to the no-cost coverage, members may purchase additional amounts of individual or family coverage. The premiums for this coverage are deducted quarterly from the member's 01 account unless otherwise requested. These premiums are usually deducted sometime in the first five days of the quarter. This insurance also offers limited disability insurance. Request a no-cost rate quote online.
Credit Life & Disability
This insurance is available on equity line of credit, Visa, and vehicle loans. The premium, based on the loan's balance, is deducted monthly and paid as part of the loan payment. The member may add the insurance at any time, but there is a six-month waiting period for disability claims and preexisting conditions. To add insurance to an existing loan contact your loan officer. The insurance is not available to members over the age of 70. To file a claim or for further information call 744-7550, or request a no-cost rate quote online..
Mechanical Breakdown Insurance
This is extended warranty coverage available to purchasers of new or used vehicles. Members may sign up for this insurance through the phone branch (686-8000), or through any SELCO Financial Service Associate. For service related questions, call Kathleen Riness at 744-7550 or request a no-cost rate quote online.
GAP (Guaranteed Auto Protection)
This coverage will guarantee full insurance coverage on any eligible vehicle no matter who's fault the accident is. Request a no-cost rate quote online.
What is GAP Insurance?
GAP insurance pays the difference between what you owe on your vehicle and what your insurance covers when your vehicle is damaged beyond repair (totaled) or stolen and not recovered. |
How Does GAP Work?
Your vehicle is "totaled' because of an accident or theft (stolen). Your auto policy covers the actual cash value of your vehicle, but YOU must make up the difference. GAP Insurance pays for the initial price of the vehicle before depreciation. |
Accidental Death & Dismemberment Insurance
No-cost insurance protection—just for credit union members. 1-800-252-2148
|
|