Education Articles

Making the Most of Your Oregon Tax 'Kicker'

Record $5.6 billion revenue surplus will be given back to taxpayers as a credit on their 2023 state income tax returns As an Oregon taxpayer, you may be in line for a much-larger-than-usual state tax refund in 2024. Thanks to a record $5.6 billion revenue surplus, the state of Oregon will apply a credit, called a “ kicker ,” to taxpayers’ 2023...

Introducing Link Digital Checking: The Rewards Account That Pays You Back

SELCO now has checking accounts for everyone If you’ve transformed your daily routine through digital technology—like making payments online, using a card for routine purchases, and gravitating toward digital banking transactions—you’ll love our new digitally-optimized checking account. Link Digital Checking is a connected rewards account that...

Navigating a Hard Insurance Market

Rate-shopping will be challenging, but there are discounts to be had By now, the wide-ranging effects of supply chain issues and persistent inflation are well known—and felt in every corner of the economy. Despite inflation now trending in the right direction, prices of everyday necessities like food and gasoline have continued to rise. These...

What to Buy and What to Skip in November

The annual shop-a-palooza is here. Black Friday is officially the day after Thanksgiving each year, but the sales run all month. Throw in Cyber Monday a few days after Black Friday, and there are mega opportunities to find bargains throughout November. While this is the busiest shopping month of the year, it isn’t necessarily the best time to bu...

What to Buy and What to Skip in October

The holiday shopping frenzy hasn’t kicked off just yet. But you can still find some post-season deals on items like patio furniture and in-season bargains on Halloween gear. Here’s what to buy and what to skip in October. What to Buy Outdoor furniture and gear. Prices on outdoorsy things start dropping in October—patio furniture, gardening tools...

What to Buy and What to Skip in December

Black Friday and Cyber Monday are in the rearview mirror. But fear not, those events didn’t completely corner the bargains market. There are still deals to be had before the year runs out—especially right after Christmas. Look hard enough and you’ll find great deals on things like gift cards, holiday decorations, and electronics. Here’s what to...

Certificate Rewards: Earn More When You Save with SELCO

Are you a seasoned saver with a variety of deposit accounts at multiple financial institutions? Do your household’s financial accounts—from IRAs to money markets, college savings to certificates—require a spreadsheet to manage? Why not consolidate your savings at SELCO, simplify your banking, and enjoy an automatic boost of up to 0.50% on our...

The Ins and Outs of 401K Withdrawals and Loans

With inflation hitting a 40-year high earlier this year, the cost of making ends meet rose considerably. In response, recent legislation made it easier to tap into a 401K retirement plan for immediate needs, creating additional penalty-free early-access points to retirement savings. As a result, a record number of Americans have  turned to their...

What to Buy and What to Skip in September

September is a banner month for deals. Labor Day sales kick off the month, and retailers do their best to lure shoppers with bargain prices on items like mattresses and jeans after the back-to-school frenzy has died down. Here’s what to buy and what to skip in September.  What to Buy Plants. Garden centers start making room for autumn and holida...

What to Buy and What to Skip in August

Summer is winding down (but not necessarily cooling down), and the start of the school year draws near. And that means back-to-school deals are in full force while summer-clearance items are equally abundant. Here’s what to buy and what to skip in August. What to Buy   Back-to-school supplies. Beyond your garden-variety pencils, pens, and paper...