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Refi your ride for as low as 4.99% APR

Whether you're looking for a lower payment, better rate, or extra cash in your pocket, there's no better time to bring your auto loan to SELCO. When you refinance with us you'll get:

  • A rate as low as 4.99% APR*
  • No payments for 90 days.
  • We'll even cover your title fee (up to $192).

Get 6.00% APR for six years when you convert part or all of a HELOC to a fixed loan.

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Financial Fraud Awareness Webinar

Join SELCO’s Financial Investigations team for a free, one-hour webinar on October 28 at 12:30pm, where you’ll learn about the latest scams and better understand how to safeguard your information. 

Certificates

as high as 4.10 % with Certificate Reward APY
See Certificate Rates and Terms

Car Loans

as low as 5.99 % New APR 6.99 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 11.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

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The banking Duo that pays you back

By pairing Link Digital Checking and Cultivate Savings, you’ll have a powerful combination of checking rewards, faster savings, and no monthly or overdraft fees.

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Medicare Open Enrollment

Our team of Medicare specialists are here to walk you through the process of signing up or updating your 2026 coverage. Save your spot and join us for in-person seminars.

SELCO mobile app showing how to monitor your credit score.

Check in on your credit score

See your credit score (and a full credit report) for free as well as resources to help you better understand how your credit is monitored, right from your digital banking dashboard.

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Send money with Zelle®

Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle®️ has you covered. Start using Zelle®️ today, straight from the SELCO app.

Financial tips and tools

Woman sitting on the couch doing laundry.

Singling out 'uniqueness' scams

eCommerce "uniqueness" scams, in which fake online stores mimic legitimate businesses and are augmented by artificial intelligence, are on the rise. Here’s how to stay a step ahead.