The drive-up at our West Eugene Branch will be unavailable November 8. If you'd like to visit another branch, please visit selco.org/locations to find one near you.

Woman leaning out of her car on a fall day in the forest.

Don't miss your chance—refi for as low as 4.99% APY

Whether you're looking for a lower payment, better rate, or extra cash in your pocket, there's no better time to bring your auto loan to SELCO. But don't wait—this offer ends November 30. When you refinance with us you'll get:
  • A rate as low as 4.99% APR*
  • No payments for 90 days.
  • We'll even cover your title fee (up to $192).
Guy sitting on a couch with his phone.

Link: The checking account that pays you back

Who doesn’t like perks? With Link Digital Checking, enjoy round-up savings matches, early direct deposit, free overdraft protection, no monthly fees or ATM fees, and more.

Certificates

as high as 4.10 % with Certificate Reward APY
See Certificate Rates and Terms

Car Loans

as low as 5.99 % New APR 6.99 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 11.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

Two men and two women sitting outside on a picnic blanket.

Send money with Zelle®

Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle®️ has you covered. Start using Zelle®️ today, straight from the SELCO app.

Older woman sitting outside at at bench smiling.

Medicare Open Enrollment

Our team of Medicare specialists are here to walk you through the process of signing up or updating your 2026 coverage. Save your spot and join us for in-person seminars.

Man sitting with his dog making home improvements.

Let your home's equity work for you

Looking to consolidate debt, pay for emergency expenses, or fund a home renovation? Transfer your HELOC balance to a fixed loan today and get 6.00% APR for six years.

Woman sitting on her computer with her cat.

Skip a payment on your loan

Want a little extra spending cash for the holidays? If all your SELCO accounts are in good standing, you can skip two payments over a 12-month rolling period on eligible loans.

Financial tips and tools

Man sitting on the couch with his phone and his credit card looking concerned.

Popular Holiday Scams (and How to Avoid Them)

Unfortunately, the holiday season tends to be scammers’ favorite time of the year. It’s important to not let your guard down as you’re searching for the perfect gift. Beware of these scams and follow these tips to help avoid them so you can enjoy the holidays.