Get the banking Duo that pays you back
By pairing Link Digital Checking with Cultivate Savings, you’ll have a powerful duo working for you to offer checking rewards, faster savings, and no monthly or overdraft fees.
Certificates
as high as 3.60 %Car Loans
as low as 5.99 % 6.74 %Credit Cards
as low as 12.50 %Whatever a good life means to you, we will help you get there.
Take a break from your loan payments
Need extra cash in your pocket for the holidays? With our Skip Payment, you can skip two payments over a 12-month rolling period on eligible SELCO loans. A $30 fee applies.
Add users to your business account
Need to add employees or business associates to your business account? With our Manage Users feature, you can share and manage users' access to your digital business banking.
Shrink your wish list with a HELOC
Eyeing a home renovation, need cash for an emergency fund, or looking to consolidate higher-interest debt? With rates as low as 6.00% APR, our HELOC special is a savvy way to check some items off your list.
Medicare Open Enrollment
Our team of Medicare specialists are here to walk you through the process of signing up or updating your coverage for 2025. Save your spot and join us for in-person seminars!
Financial tips and tools
Take Control of Your Financial Journey
Whether you're saving for a home, preparing for retirement, or simply looking to sharpen your money management skills, SELCO's Education Center is packed with resources to help you achieve your goals. Start exploring today!
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Is Now the Time to Refinance?
In September, the Federal Reserve lowered the interest rate by half a percentage point. Mortgage lenders have followed suit by lowering their rates, too—enough for consumers to consider refinancing. Here's why.