Woman outside gardening

Watch Your Savings Grow with Cultivate

Want to make every dollar really count? With our Cultivate high-yield savings account, you don’t need a lot of money to get a great rate. You can earn 5.00% annual percentage yield on your first $1,000 saved and 3.50% APY after that—all the way up to $50,000.

Madison Chimenti SELCO scholarship winner.

2025 SELCO Scholarship Recipients

We are proud to recognize the recipients of the 2025 SELCO Scholarships. With $77,500 in scholarships awarded, students across our communities are taking meaningful strides toward their education goals. This year’s recipients stood out for their focus, perspective, and commitment in the classroom and beyond.

Certificates

as high as 4.10 % with Certificate Reward APY
See Certificate Rates and Terms

Car Loans

as low as 5.99 % New APR 6.74 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 11.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

Woman sitting with her baby in front of a computer.

Get a great rate on a home-equity loan

About to embark on a major home renovation or need to rein in debt or pay for unexpected expenses? Our home-equity loan special might be exactly what you need. For a limited time, get 6.00% APR for six years when you convert part or all of a HELOC to a fixed loan.

Woman sitting outside while doing business banking on her computer.

Business banking made easy

Securely manage your business accounts from any device: Add users and manage access, set spending limits and alerts, send and track payments online, and much more.

Woman setting travel alerts on her phone while walking down the street.

Protect your cards with travel notices

Planning to use your SELCO cards while on vacation? Help prevent them from being declined by letting us know where you’re going and for how long. All it takes is a few steps in digital banking.

Woman sitting on the couch checking her phone.

Link: A digital rewards account that pays you back

We have a comprehensive suite of checking accounts—even if you want to go fully digital. Link Digital Checking features round-up savings matches, overdraft protection, free financial coaching, and more.

Financial tips and tools

Woman sitting on her phone concerned she might have gotten a text scam.

Help Fight Phishing Scams by Inspecting Links in Emails and Texts

Scam emails and texts are getting harder to tell apart from legitimate messages. Try these tips to determine the validity of links embedded in unexpected emails and texts.