Phishing alert: SELCO impersonators are sending fake texts about unauthorized charges. As a reminder, SELCO never sends unsolicited text messages with links. If you receive one of these texts, please delete it immediately.

Person looking up subscription alerts on their phone so they can protect their SELCO account information better.

Keep your accounts and information safe

As the holiday season approaches, you can count on scammers redoubling their efforts to steal personal information. Visit our Security Center for an array of resources to help you stay a step ahead.

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Get the banking Duo that pays you back

By pairing Link Digital Checking with Cultivate Savings, you’ll have a powerful duo working for you to offer checking rewards, faster savings, and no monthly or overdraft fees.

Certificates

as high as 3.60 % APY
See Certificate Rates and Terms

Car Loans

as low as 5.99 % New APR 6.74 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 12.50 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

Holiday cheer mugs with smiley faces.

Take a break from your loan payments

Need extra cash in your pocket for the holidays? With our Skip Payment, you can skip two payments over a 12-month rolling period on eligible SELCO loans. A $30 fee applies.

Woman sitting in front of a computer.

Add users to your business account

Need to add employees or business associates to your business account? With our Manage Users feature, you can share and manage users' access to your digital business banking.

SELCO community credit union HELOC special at 6%.

Shrink your wish list with a HELOC

Eyeing a home renovation, need cash for an emergency fund, or looking to consolidate higher-interest debt? With rates as low as 6.00% APR, our HELOC special is a savvy way to check some items off your list.

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Medicare Open Enrollment

Our team of Medicare specialists are here to walk you through the process of signing up or updating your coverage for 2025. Save your spot and join us for in-person seminars!

Financial tips and tools

Man and woman sitting down thinking about refinancing their home with SELCO.

Is Now the Time to Refinance?

In September, the Federal Reserve lowered the interest rate by half a percentage point. Mortgage lenders have followed suit by lowering their rates, too—enough for consumers to consider refinancing. Here's why.