Phishing alert: We’ve received reports of impersonators calling and texting members to initiate wire transfers or cash withdrawals. As a reminder, SELCO will never contact you to request funds or initiate transactions. If you receive one of these messages, please delete it or hang up immediately.

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Apply for a Home Loan

Begin your home-buying or refinancing journey with our online application. You can save your progress anytime and return later to complete remaining fields, upload supporting documents, or check your application status.

Before getting started

Please have the following ready for each borrower:

  • Social Security number
  • Contact and employment information
  • Income and asset estimates

Ready to apply for a mortgage?

Get started by submitting a home loan application.

Apply Now

Please note:  SELCO takes the security of your personal information seriously. If you complete an online application, you may receive a link to a secure portal for sharing confidential documents. For additional security, SELCO representatives cannot upload documents to our network from a USB thumb/flash drive.

 I would highly recommend SELCO Mortgage, particularly if you're buying property in Bend. Erin Torrance was absolutely fantastic to work with every step of the way! I got pre-approvals with three different lenders and went with Erin because she was incredibly helpful and full of information, and just a delight to work with. 
— K. Sage, new SELCO member in 2025

Mortgage application status

Check the status of your mortgage application, sign required disclosures, and upload any remaining documents. 

Learn More