Cultivate Savings Account

Our Cultivate savings account pays exceptional dividends on the first $1,000—perfect for those looking to build a nest egg and healthy savings habits. 

Open an Account See Rates
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Jumpstart your rainy-day fund 

Not only do you earn dividends from the first dollar saved, your first $1,000 grows at the fastest available rates: 

  • You’ll earn 5% APY (annual percentage yield) on your first $500. 
  • Your next $500 earns 3% APY. 
  • Accounts insured for up to $250,000 by the NCUA. 
  • Additional savings grows according to the Rate & Fee Schedule. 

Limit one Cultivate or Vault account per member.  

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Hassle-free banking, on your terms

  • No transaction limits or special requirements. 
  • Mobile banking app featuring mobile deposit, savings tools, free credit reports, and (much) more.
  • Secure eStatements.
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Switch to SELCO (the easy way) 

Ready to switch to SELCO from another institution? ClickSWITCH removes the hassle. Update your direct deposit, automatic payments, and subscription account information in just a few steps.  

Learn about ClickSWITCH