Checking Accounts

Link Checking

A digital-first account that matches up to $7/month on your round-up savings when you meet basic requirements.

Select Checking

A full-featured, traditional account perfect for those who want checks, mailed statements, or an interest-bearing checking option.

Elevate Checking

A credit-builder account to help develop strong financial habits on the way to full-service checking.

Everyday benefits that matter

1/5

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Early Direct Deposit

Access your direct-deposited paychecks up to two days early.

2/5

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No-Fee ATMs

Access cash at 30,000+ free ATMs across the US. 

3/5

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Overdraft Protection

Prevent overdrafts by linking your checking account to a savings account or credit card.

4/5

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Free Financial Coaching

Connect with a certified financial counselor for confidential, 1:1 financial guidance.

5/5

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No Minimum Balance

You won't be penalized if your account dips below a certain amount.

Compare checking accounts

Features Link Checking Select Checking Elevate Checking
Monthly service charge None None None
Round-up savings option on card purchases Yes No No
Earn up to $7/month in round-up savings matches Yes No No
Interest-bearing option available No $5 monthly fee; waived with $500 min. balance. No
Printed statements available No Yes Yes
Paper checks available No Yes Yes
Non-sufficient funds fee None $25 per occurrence None
Automatic overdraft transfer fee None $3 per occurrence None
Courtesy pay fee None $25 per occurrence $10 monthly for optional coverage
Out-of-network ATM fee None $1 per use $1 per use
Find out more Learn More Learn More Learn More
Account Type Monthly service charge Round-up savings option on card purchases Earn up to $7/month in round-up savings matches Interest-bearing option available Printed statements available Paper checks available Non-sufficient funds fee Automatic overdraft transfer fee Courtesy pay fee Out-of-network ATM fee
Link Checking None Yes Yes No No No None None None None
Select Checking None No No $5 monthly fee; waived with $500 min. balance. Yes Yes $25 per occurrence $3 per occurrence $25 per occurrence $1 per use
Elevate Checking None No No No Yes Yes None None $10 monthly for optional coverage $1 per use
SELCO app photo with checking, cultivate savings, and credit score

A better banking app

Complete your day-to-day transactions and more—securely from wherever, whenever.

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Mobile wallets and card controls

Add cards to your mobile wallet, turn cards off/on, set spending limits, create transaction alerts, and more.

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Payments and transfers

Easily connect your SELCO and other accounts to securely transfer money.

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Free credit monitoring

See your credit score in real time. You’ll even get personalized feedback on ways to boost your score.

 I've been a SELCO member for four years, and they still continue to impress! The employees are always friendly and treat you more like family than an account holder. I’ll never go anywhere else. 
— Cheyne Smith, member since 2017
SELCO Community Credit Union checking account debit card

Switch to SELCO (the easy way)

Ready to switch to SELCO from another institution? ClickSWITCH removes the hassle. Update your direct deposit, automatic payments, and subscription account information in just a few steps.