Payments & Transfers

Transfer Between Accounts

Set and forget recurring transfers or quickly move money between your accounts. 

Transfer to another financial institution

Transfer to Another Institution

Schedule one-time and recurring transfers to your non-SELCO accounts. 

Transfer to another member

Transfer to Another Member

With a few taps on your device, transfer funds to any SELCO member, any time. 

Initiate a Same-Day External Transfer

Move money between institutions quickly by choosing a standard same-day transfer.

Enroll With Zelle®

Zelle® is available in the SELCO app, so there’s no need to download another app.

Send Money With Zelle®

Use Zelle® to gift money, pay the sitter, or split the cost of dinner, right from our app.

Add an External Account for Transfers

Set up external institutions that you’d like to transfer money to and from your SELCO account.

Manually Add External Account for Transfers

Manually set up external institutions that you’d like to transfer money to and from your SELCO account.

Send a Wire

What you’ll need to know to wire money within and outside the US.

Pay a Loan or Credit Card Via Transfer

Set recurring payments or send one-time installments to your SELCO loan(s).

Make a Loan Payment With a Card

Use a debit or credit card from an external institution to make loan payments.

Request a Skip Payment

Request up to two skip payments over a rolling 12-month period on your qualifying SELCO loans.

Make a Mobile Deposit

In just a few steps, deposit checks into one of your deposit accounts using your device’s camera.

Update Multiple Payments at Once

A convenient place to designate your SELCO card to be used for payments to merchants.

Find Your Routing & Account Info

Quickly locate SELCO’s routing number and your account information.

Add a bill pay payee graphic

Add Bill Pay Payee

Organize your bills by setting payees through the Bill Pay function of digital banking. 

Pay a Bill in Mobile

See how easy it is to pay your bills using Bill Pay from your mobile device in digital banking.

Pay a Bill in Desktop

Quick and simple steps on how to pay your bills on your desktop computer in digital banking.

View Scheduled Bill Payments and History

Get a full accounting of bills that have gone out and will go out. 

Frequently Asked Questions

SELCO limits electronic transfers made via digital banking from certain savings accounts to six per calendar month. Because of this, you cannot make more than six monthly electronic transfers from each savings account, secondary savings account, or money market account.

Yes! Consumer loans may be paid directly using an external transfer. While business loans are currently unable to be paid with an external transfer, members can transfer to a deposit account and then to the business loan.

The funds will be debited from your SELCO account within 1 business day. However, please allow 1–3 business days for the funds to be credited to your other account.

Our policy is to make deposits available to you on the same business day they are received. In some cases, we may hold some or all funds deposited by check to ensure there are enough funds in the check issuer’s account. If we need to place a check hold of any kind, we’ll notify you when you make your deposit. (See also the “Funds Availability Policy” in the Membership and Account Agreement.)

Credits from external accounts will typically post in 1–2 business days. This brief delay helps ensure the credit isn’t returned to the originating institution due to an error or insufficient funds. 

You can initiate a wire transfer right in digital banking—our Send a Wire How-To will walk you through each step. You can also visit any branch or call us at 800-445-4483.