Our Thurston Branch drive-ups will be closed Saturday, December 28 for scheduled maintenance. We apologize for the inconvenience. Click here to find a nearby branch or ATM.

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Individual Retirement

Available through CUSO Financial Services, LP (CFS)*

Investing your money wisely now is the cornerstone to a comfortable retirement. Our investment accounts can help keep you on track while enabling you to enjoy the present. 

Schedule An Appointment with a CFS Financial Advisor* Meet Our CFS Financial Advisors
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Individual Retirement Accounts (IRAs)

An IRA is a popular savings account that allows anyone with earned income to contribute to the account and watch it grow. We offer: 

  • Traditional IRAs, which earn tax-free until withdrawn as retirement income. 
  • Roth IRAs, funded with after-tax dollars then grow tax-free. 
  • Rollover IRAs**, typically funded by an employer-sponsored retirement account like a 401(k), 457(b), and 403(b).
  • SEP and SIMPLE IRAs for businesses of any size looking after their employees’ future. 
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Brokerage Accounts

A brokerage account allows you to buy and sell a variety of investments like stocks, bonds, mutual funds, and ETFs. There are two types to choose from:  

  • Individual brokerage accounts, which involve a broker buying and selling securities on a sole investor’s behalf. 
  • Joint brokerage accounts involve two or more account holders investing through a brokerage firm.  
Meet Our Advisors

Resources

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6 Steps to Prepare for Your (Financial) Future

Small steps and helpful tools—like the right savings account (they’re not all made equal)—can help you get ahead. Here are six small steps you can take.

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7 Ways To Spring Clean Your Finances

Spring is a great time to take stock of your financial situation. Do a hard reset on your finances by following these helpful tips.

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SELCO Digital Access: Secure, Quick, and Simple

SELCO offers a variety of digital tools that allow you to manage your accounts anywhere, anytime. Think of our digital tools as your virtual branch.

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Debt Snowball vs. Debt Avalanche

Looking for an efficient way to eliminate your debt? Discover the the debt snowball and debt avalanche, which focus on paying off one debt at a time.

* Nondeposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Nondeposit investment products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. SELCO Community Credit Union has contracted with CFS to make nondeposit investment products and services available to credit union members. 

**Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions, and possession of employer stock.