PHISHING ALERT: SELCO impersonators are using texts to request login credentials. As a reminder, SELCO will never contact you requesting sensitive information, including login credentials. For your security, always access digital banking from the selco.org website or mobile app. Learn more about text phishing here.

2024 tax forms have been mailed and are also available in digital banking by selecting "Documents & Statements" from the menu. Click here to learn more.

All SELCO branches will be closed Monday, February 17, in observance of Presidents' Day. Account access will still be available through digital banking.

The drive-up at our West Eugene Branch will be unavailable February 15. If you'd like to visit another nearby branch, please visit selco.org/locations to find one near you.

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Apply for a Home Loan

Begin your home-buying or refinancing journey with our online application. You can save your progress anytime and return later to complete remaining fields, upload supporting documents, or check your application status.

Before getting started

Please have the following ready for each borrower:

  • Social Security number
  • Contact and employment information
  • Income and asset estimates

Ready to apply for a mortgage?

Get started by submitting a home loan application.

Apply Now

Please note:  SELCO takes the security of your personal information seriously. If you complete an online application, you may receive a link to a secure portal for sharing confidential documents. For additional security, SELCO representatives cannot upload documents to our network from a USB thumb/flash drive.

 From the beginning, SELCO and our Mortgage Loan Officer, Erin Torrance, demonstrated professionalism, patience, and expertise that made this experience smooth and stress-free. Her clear communication, ability to explain complex details in a simple way, and willingness to answer my many questions made all the difference.  
— Jynx F., New SELCO member in 2024

Mortgage application status

Check the status of your mortgage application, sign required disclosures, and upload any remaining documents. 

Learn More