Rates

PHISHING ALERT: SELCO impersonators are using texts to request login credentials. As a reminder, SELCO will never contact you requesting sensitive information, including login credentials. For your security, always access digital banking from the selco.org website or mobile app. Learn more about text phishing here.

2024 tax forms have been mailed and are also available in digital banking by selecting "Documents & Statements" from the menu. Click here to learn more.

All SELCO branches will be closed Monday, February 17, in observance of Presidents' Day. Account access will still be available through digital banking.

The drive-up at our West Eugene Branch will be unavailable February 15. If you'd like to visit another nearby branch, please visit selco.org/locations to find one near you.

Product Type	Rate	APR
15 Year Fixed (Conforming)	Rate6.125 %	APR6.375 %
30 Year Fixed Conventional	Rate6.750 %	APR6.971 %
30 Year FHA	Rate5.750 %	APR6.475 %
30 Year VA	Rate6.000 %	APR6.280 %
30 Year USDA Rural Home Purchase	Rate5.875 %	APR6.234 %
30 Year Conventional Manufactured Home (no homes on rented land)	Rate6.875 %	APR7.035 %
30 Year FHA Manufactured Home (no homes on rented land)	Rate5.875 %	APR6.712 %
30 Year VA Manufactured Home (no homes on rented land)	Rate6.125 %	APR6.407 %