For each posted point-of-sale purchase, we’ll round the price up to the next whole dollar. At the end of each day, we’ll combine the rounded-up amounts and transfer the total to your designated savings account.
Transaction reversals also affect the round-up transfer. Each posted reversal will be rounded up to the next whole dollar, totaled, and subtracted from the day’s round-up savings. If the new total is negative, the transfer won’t happen.
If a round-up transfer exceeds your Link account’s available balance, we'll only transfer the available amount (we will not take your account negative).
If you have Link Checking, we’ll also match your round-up savings up to $7/month by meeting a few requirements (enroll in eStatements, use direct deposit or ACH to deposit at least $250 into your Link account each month, and use your SELCO debit or credit card to make 12 or more purchases each month).