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Wants vs. Needs: Finding the Perfect Balance
The end of the year (or beginning of a new year) is a great time to take a look at your household’s budget and start planning for the new year. Whether you’re creating a new budget from scratch or reviewing previous months’ expenses, it’s helpful to consider if those expenses fall into the category of a want or a need . What’s the difference?...
Don’t Get Caught in a Tax Return Scam This Season
- SELCO Community Credit Union /
- Education Articles /
- Don’t Get Caught in a Tax Return Scam This Season
Every year during tax time, fraudsters are on the prowl trying to profit off of taxpayers. Here are some tips on how to protect your personal information and stay safe during tax season.
3 Ways to Build a Rainy-Day Fund
You’ve likely heard the saying, “Save for a rainy day.” But what do they really mean by “rainy day”? Not to be confused with an emergency fund , a rainy-day fund is designed to cover smaller, unexpected expenses (think: car repairs, replacing an appliance, vet bills, etc.) without affecting your monthly budget. The actual saving part can be a...
What to Buy and What to Skip in October
The holiday shopping frenzy hasn’t kicked off just yet. But you can still find some post-season deals on items like patio furniture and in-season bargains on Halloween gear. Here’s what to buy and what to skip in October. What to Buy Outdoor furniture and gear. Prices on outdoorsy things start dropping in October—patio furniture, gardening tools...
Certificate Rewards: Earn More When You Save with SELCO
- SELCO Community Credit Union /
- Education Articles /
- Certificate Rewards: Earn More When You Save with SELCO
Are you a seasoned saver with a variety of deposit accounts at multiple financial institutions? Do your household’s financial accounts—from IRAs to money markets, college savings to certificates—require a spreadsheet to manage? Why not consolidate your savings at SELCO, simplify your banking, and enjoy an automatic boost of up to 0.50% on our...
