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What’s a Credit Score? And How Can You Improve Yours?
- SELCO Community Credit Union /
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- What’s a Credit Score? And How Can You Improve Yours?
Thinking about applying for a loan? You’ll want to pay close attention to your credit score. But what is a credit score? And why does it matter? In short, your credit score demonstrates to lenders how likely you are to pay back a loan. The higher the score, the better you look to a lender, which often means better rates and terms on a loan. Read...
Introducing SELCO Contactless Cards
All newly issued SELCO credit and debit cards are now contactless, giving you the ability to simply tap to pay. If your SELCO Visa ® card has the Contactless Indicator on it, here’s all you need to know to confidently tap to pay: Look Find the Contactless Symbol at checkout. Tap Simply tap your Visa contactless card on contactless-enabled...
Knowing Your Home Improvement Options
As spring turns to summer, Oregon's natural beauty is in full view. Is it time to spruce up your home to match that splendor? Depending on the scope of the project, home improvements can be both time-consuming and costly. And many use their home’s equity to acquire the funds needed to complete the project. Home equity lines of credit (HELOCs) ,...
What Does Value Mean When It Comes to Banking?
Value means something a little bit different to all of us. Ultimately, though, value comes down to a feeling—a feeling that you are getting more than you expected. Financial institutions claim to hold the key to value. Some will tout a rate or dangle a special introductory offer to express value. But to many of us, these deals are superficial an...
Buying Your First Home: A Realistic Guide
To buy or not to buy? That is the question facing many prospective homeowners in today’s topsy-turvy housing market. Buying a home at any point can feel intimidating. There’s just so much to consider—finding a home that meets your needs, finding the right agent, finding the right mortgage professional, qualifying for a mortgage, signing so many...
