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Crypto May Be Hot, But These Investment Options Are Safer

If you haven’t heard, cryptocurrency is the flavor of the month in the investment world. More than 20 million Americans own some form of  cryptocurrency . With Bitcoin leading the way, the  global market capitalization  of crypto is hovering around $2 trillion. El Salvador became the first country to  adopt Bitcoin as legal tender . Crypto was...

Demystifying Mortgage Terms, Part II

Now that some of the  common loan-approval terms  are embedded in your brain, it’s time to explore other head-scratchers that come up over the life of a mortgage. The following is a short list of terms describing anything from mortgage insurance to the various types of loans. By the time you wade through this list, you’ll be good and ready to bu...

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10 Financial New Year’s Resolutions

Hard to believe, but the time has come to make—or to start making good on—your annual New Year’s resolutions. Perhaps you’ve already gotten to work on eating healthier, organizing your garage, or learning a new language (congratulazioni!). How about getting your “financial house” in order? If you haven’t developed a definitive plan for the new...

Protect Yourself from Unemployment Scams

The figure is staggering: Nearly 47 million Americans have filed for unemployment benefits since the beginning of the COVID-19 pandemic—a number greater than the combined population of 23 states. Piggybacking this crisis are scammers lined up to take advantage. According to a recent report from the Inspector General of the U.S. Labor Department,...