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Organizing Your Household Finances

Stop for a moment and think about all the bills, receipts, paystubs, account statements, and other essential financial paperwork that comes your way on a monthly basis. It’s enough to make your head spin. Thankfully, an organizing system for your financials that you’re comfortable with can make all the difference. File it all away Whether it’s i...

How To Pick the Right Student Loan

College isn’t getting any cheaper. And worse, with so much competition for scholarships, funding is far from a sure thing (no matter how qualified you are). Even college-bound students who do receive funding typically discover it’s not enough to cover the cost of a degree. But don’t let this sway your decision whether you attend college. Between...

Signs You Might Be Living Beyond Your Means

In an age of plastic spending and mobile payments, living within  your means can easily slide into living  beyond  your means. And many of us fall into this trap without realizing it. Getting out of this trap can be “easier said than done,” said Nick Manley, Financial Advisor for SELCO Investment & Retirement Services. “Living within your means...

What to Buy and What to Skip in April

April is smack dab in the middle of a season without a major shopping holiday. But that doesn’t mean you can’t score some great deals. Besides, if you have a tax refund coming, you can feel good grabbing something you didn’t know you needed, at a bargain price. What to Buy   Mother’s Day gifts. It’s never too early to think about making Mom happ...

What to Buy and What to Skip in January

Whew, another season of heavy spending is in the books. If you aren’t planning a no-spend month and you have a little room left in your budget to splurge, January is a prime time to pick up a sweet bargain or two on items that may have been on your wish list. Christmas decorations, TVs, fitness gear, and video games are among the products that g...