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The Ins and Outs of 401K Withdrawals and Loans
With inflation hitting a 40-year high earlier this year, the cost of making ends meet rose considerably. In response, recent legislation made it easier to tap into a 401K retirement plan for immediate needs, creating additional penalty-free early-access points to retirement savings. As a result, a record number of Americans have turned to their...
Boost Your Savings with Two New High-Yield Savings Accounts
- SELCO Community Credit Union /
- Education Articles /
- Boost Your Savings with Two New High-Yield Savings Accounts
Way-above-market rates for Cultivate and Vault are helping savers of all ages get on the right track Looking to build an emergency fund or give your child a financial head start? SELCO recently introduced two new tools for jumpstarting savings. Our new Cultivate and revamped Vault youth savings accounts deliver exceptional annual percentage yiel...
Priced Out of An Upgrade? Elevated Home Values Mean You Have Options
- SELCO Community Credit Union /
- Education Articles /
- Priced Out of An Upgrade? Elevated Home Values Mean You Have Options
The housing market continues to cool, slowly trending from a white-hot seller's market to a more neutral market. However, home values remain high across the United States, especially in Oregon. On the surface, this is great news for existing homeowners (who can argue with extra equity?). But if you also factor in high mortgage interest rates...
Your College Buying Guide
Simplify the transition to dorm life. Starting college can be stressful enough without last-minute shopping trips. So, don’t wait till the week before to gather all of the essentials you’ll need for your new college life. This guide will help you with that essential packing/purchasing list, giving you plenty of time to gather what you need. And ...
Affordable Sustainability, Part 2: Going Organic
- SELCO Community Credit Union /
- Education Articles /
- Affordable Sustainability, Part 2: Going Organic
Here are six ways to shop organic on a budget. It’s not unusual to walk right past the organic foods sections in a grocery store—after all, the cost of groceries is high enough without the added premium. But going organic—whether for health, environmental, or taste reasons—doesn’t mean you have to be a big spender. Here are ways to go organic on...