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Generation Z and the Minefield of Online Scams

Today's teens and young adults are popular targets for online scams A woman meets someone on a popular mobile app, and the two forge a relationship through online chat rooms. Soon, she’s transferring a few hundred dollars to help him “get by,” then a few thousand, ultimately being scammed out of more than $35,000 by a criminal suspected of fundi...

Your Financial Checklist for Traveling Abroad

Your trip of a lifetime is almost here. Your passport is up to date and ready for some new stamps. You know what you need to pack—and how to make use of every square inch of luggage. You’ve learned about the culture and all the exotic food at your destination. You’re ready to travel across the international dateline. But are you financially read...

Financial Wellness Planning: Practicing Mindful Spending

Step 5 of 10 Steps to Financial Wellness In this day and age, every impulse buy is just a swipe or tap away, making it more challenging than ever to rein in your spending. You may not be able to avoid spontaneous purchases completely (nor should you), but you can prevent an occasional indulgence from becoming a bad habit. For step 5 of your...

Financial Wellness Planning: Building and Maintaining an Excellent Credit Score

Step 8 of 10 Steps to Financial Wellness Establishing and maintaining a healthy score is a crucial part of financial wellness. What’s a healthy number? Most lenders consider 670–739 to be an indication of stability and reliability. As such, benefits of such a score include: Better interest rates on credit cards and loans. Improved chances of...

5 Reasons It’s a Better Time Than You Think to Buy a Home

Home prices and interest rates are bound to go down if I wait, right? It’s the question most first-time buyers are asking right now—and understandably so. Perhaps unsurprisingly, the answer is anything but straightforward. The question can be partially answered by the fact that Oregon's housing production shortage is among the worst in the natio...