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Account Takeover Fraud Is on the Rise. Avoid Becoming a Victim
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- Account Takeover Fraud Is on the Rise. Avoid Becoming a Victim
Online systems have never been more secure, providing multiple ways to protect your personal information. Because these systems are so safe, fraudsters have to look for new ways to access this sensitive information. A new technique called account takeover fraud (ATO) has pushed its way to the front of the line. Because online security systems...
Demystifying Financial Terms: APR & APY
For better or worse, acronyms and initialisms have become commonplace in normal conversation. When was the last time someone said they watched the game on the Entertainment and Sports Programming Network (ESPN)? Or was asked for their Personal Identification Number (PIN) or Zone Improvement Plan (ZIP) code? In financial circles, you’ve likely...
The Ins and Outs of Credit
Credit is an integral part of your financial power, and fully understanding how it works will help you build a solid history that will open doors and advance your goals. While misusing credit can be devastating, using it wisely offers many benefits throughout your life.
What to Do About Those Annoying Robocalls
Like any cyber virus out there, robocalls have found a way to evolve. Early on, they were easy to detect and ignore—the calls came from an area code you didn’t recognize. But the scam has become far more sophisticated with the rise of Voice over Internet Protocol (VoIP) dialing and call “spoofing” (faking a phone number). It’s become...
Wants vs. Needs: Finding the Perfect Balance
The end of the year (or beginning of a new year) is a great time to take a look at your household’s budget and start planning for the new year. Whether you’re creating a new budget from scratch or reviewing previous months’ expenses, it’s helpful to consider if those expenses fall into the category of a want or a need . What’s the difference?...
