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Account Takeover Fraud Is on the Rise. Avoid Becoming a Victim
- SELCO Community Credit Union /
- Education Articles /
- Account Takeover Fraud Is on the Rise. Avoid Becoming a Victim
Online systems have never been more secure, providing multiple ways to protect your personal information. Because these systems are so safe, however, fraudsters are finding new ways to access this sensitive information. A new technique called account takeover fraud (ATO) has pushed its way to the front of the line. Because online security...
Demystifying Financial Terms: APR & APY
For better or worse, acronyms and initialisms have become commonplace in normal conversation. When was the last time someone said they watched the game on the Entertainment and Sports Programming Network (ESPN)? Or was asked for their Personal Identification Number (PIN) or Zone Improvement Plan (ZIP) code? In financial circles, you’ve likely...
10 Tips for Fortifying Your Passwords and Usernames
- SELCO Community Credit Union /
- Education Articles /
- 10 Tips for Fortifying Your Passwords and Usernames
Many of us know not to include sensitive information, like our Social Security number or birthday, in our logins (and if you didn’t know, now you do!). But that’s just the most basic step you can take to keep your information safe from would-be fraudsters. Specific username and password rules can differ from website to website, but these five...
The Ins and Outs of Credit
Credit is an integral part of your financial power, and fully understanding how it works will help you build a solid history that will open doors and advance your goals. While misusing credit can be devastating, using it wisely offers many benefits throughout your life.
What to Do About Those Annoying Robocalls
Like any cyber virus out there, robocalls have found a way to evolve. Early on, they were easy to detect and ignore—the calls came from an area code you didn’t recognize. But the scam has become far more sophisticated with the rise of Voice over Internet Protocol (VoIP) dialing and call “spoofing” (faking a phone number). It’s become...
