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Crypto May Be Hot, But These Investment Options Are Safer

If you haven’t heard, cryptocurrency is the flavor of the month in the investment world. More than 20 million Americans own some form of  cryptocurrency . With Bitcoin leading the way, the  global market capitalization  of crypto is hovering around $2 trillion. El Salvador became the first country to  adopt Bitcoin as legal tender . Crypto was...

Demystifying Mortgage Terms, Part II

Now that some of the  common loan-approval terms  are embedded in your brain, it’s time to explore other head-scratchers that come up over the life of a mortgage. The following is a short list of terms describing anything from mortgage insurance to the various types of loans. By the time you wade through this list, you’ll be good and ready to bu...

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Protect Yourself from Unemployment Scams

The figure is staggering: Nearly 47 million Americans have filed for unemployment benefits since the beginning of the COVID-19 pandemic—a number greater than the combined population of 23 states. Piggybacking this crisis are scammers lined up to take advantage. According to a recent report from the Inspector General of the U.S. Labor Department,...

The Ins and Outs of Farm and Ranch Insurance

Farmers and ranchers have unique insurance needs. Their situations call for considerably more protection than, say, a home or vehicle. With that in mind, farm and ranch insurance policies can be tailored to help meet those needs. Think of this type of insurance as a hybrid designed to protect farmers and ranchers personally and commercially....